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Luxury Home Safe Buying Guide

If you’re looking for a dream safe for your dream home to secure your valuables, you’re probably wondering which one to go for. It’s an enormous investment, after all. What you need is a home safe buying guide that covers all the essential information to help you choose the best security safe money can buy.

What is the Cash Rating of the Safe?

When purchasing new security safe, you’ll need a cash rating that covers the value of the contents for insurance purposes. The cash rating for the security safe is used by insurance companies to properly evaluate the terms of the insurance policy.

Basically, the cash rating is what determines the amount of money or valuables covered in case a burglary takes place. So if you have $1,000 cash stolen from your safe and its cash rating is $10,000, you’ll be covered until that amount.

How easy is the installation of the Safe?

Luxury home safes need to be installed and fitted properly, as well, to meet the approval of insurance companies. The more durable a safe is, the heavier it tends to be. This means they won’t be so easy to carry away. You’ll need to consider whether you’d prefer to have a safe fitted to your wall, floor, or just a freestanding safe.

What is Size is the Safe?

You’ll rarely find a home safe buying guide that goes into the different types of sizes to consider when choosing a luxury safe. There are two worth mentioning: external and internal.

External size refers to the space the safe will take up, and this tells you its depth, height, and width. Internal size, on the other hand, is what can fit inside the safe. Many luxury safes have thick walls, however, which means less space inside for valuables.

What are the Locking Options of the Safe?

There are three common options for locks when choosing safes:

  • Key locks
  • Electronic locks
  • Mechanical combination locks

Even for luxury safes, the lock tends to be the most expensive part. This isn’t surprising since it’s the first line of defence that keeps thieves from your valuables.

What is the Fire Protection Rating of the Safe?

A luxury fireproof safe can boast up to 3 hours of fire protection, mainly due to the thick walls that can protect even cash or paper documents from catching fire. This is a vast improvement compared to a lower-grade fireproof safe which usually offers up to 60 minutes of protection against fire.


If you’re investing money in a luxury safe, you don’t want one of those ugly grey boxes that look like they’ve been taken out of an abandoned war bunker. What your home deserves is a sleek, elegant, and stylish security safe that any homeowner would be proud to have in their living room, bedroom, or home office.

Additional options

There are other options worth considering when choosing a luxury security safe, such as:

  • Lockable drawers
  • Extra shelves
  • LED lighting
  • Carpeted interior
  • Built-in dehumidifier
  • Electrical outlet


Selecting the right luxury safe is something that requires a lot of consideration since you’re investing in something that could stay in your family for generations. With the information provided in this home safe buying guide, you should have a better idea of what to look for to protect your valuables in style.